Shared Care Rider - Sharing Your Long Term Care Insurance Benefits
One of your choices when buying long term care insurance is to choose a benefit period. The benefit period is the minimum amount of years your policy will pay your...
Prudential Halts Sales of Long Term Care Insurance
Prudential, the 2nd largest life insurance company in the U.S. announced as of April 1st, 2012 it will no longer offer individual long term care insurance policies for sale following the lead of...
Long Term Care Insurance Underwriting for Diabetics
Data released in January 2021 according to the National Diabetes Fact Sheet states that 19 million people in the United States are diagnosed with diabetes.
Which Company Offers The Best Long Term Care Insurance Policy?
We often get asked this question. Many of our clients wish to know if one company offers a significantly better long term care insurance policy than another company.
As we have discussed, there are 4 key building blocks to a long term care insurance policy. It is our experience that for you the most difficult decision is probably deciding upon your benefit period. ...
Often times our clients ask us "When is the right time to buy long term care insurance?" Some consumer advocates such as Suze Orman feel the right time to buy coverage is when you are in your 50's. Other...
The Trend to Limited Duration Long Term Care Benefit Periods
Individuals who purchased long-term care insurance protection in 2010 continued to favor limited duration policies according to research by the American Association for Long Term Care...