The present low interest rate environment is resulting in long term care insurance companies to make the decisions to increase pricing and to reduce risk on current hybrid long term care insurance products.
Every day between now and 2030 approximately 10,000 baby boomers will turn 65 years old. Discussing guaranteed solutions to pay for long term care is a conversation I have daily with clients throughout the United States. Most Americans...
A Health Savings Account is one of the most flexible tools to help you address the increasing costs of health care. HSA's offer you a tax deduction for your contributions. Your HSA benefits grow tax-deferred and your distributions from...
Updated October 8, 2024. Lincoln Moneyguard Fixed Advantage, the new hybrid long term care insurance policy underwritten by Lincoln Financial Group, is now released and hasreplaced Lincoln Moneyguard...
Ben Franklin once famously said "A penny saved is a penny earned." But Ben can no longer give you wisdom today when it comes to the money you have saved. To be sure, you need to have enough money to live on. At the same time,...
Mass Mutual has released its new Signature Care 600 long term care insurance policy in 39 states and I am disappointed to say the Mass Mutual LTC policy is no longer a viable consumer solution in the traditional long term care insurance...