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Long Term Care Blog

OneAmerica Asset Care - Still The Best Hybrid LTC Policy

| Jack Lenenberg

One America State Life Asset Care Review
OneAmerica Asset Care has been the leading hybrid long term care insurance policy for over 30 years.  Remarkable. The longevity and the stability of the OneAmerica Asset Care policy is truly quite impressive, especially considering the...

Nationwide CareMatters II Pricing Increase Announced

| Jack Lenenberg

Long Term Care Insurance Genworth Privileged Choice FlexOnce again, we have a fire sale this year.

Effective January 11th, 2021 one of the very best long term care policies will be increasing its premiums by 8% -11% across the board for the most commonly designed plans.  Nationwide Financial has...

Mass Mutual To Exit Traditional Long Term Care Insurance Market

| Jack Lenenberg

Mass Mutual Long Term CareAnd another one bites the dust.

The traditional long term care insurance arena which once flourished with over 100 underwriters 20 years ago is now down to 9 companies.

Mass Mutual has made the decision to stop offering for sale all traditional...

Mass Mutual CareChoice Select Review - F is for Failure

| Jack Lenenberg

Mass Mutual Care Choice

MassMutual introduced its CareChoice policy series to help you prepare for your future long term care needs.

The Mass Mutual CareChoice policy series offers two payment options:  CareChoice One is a single premium whole life policy with long...

Is Brighthouse SmartCare a Smart Buy?

| Jack Lenenberg

Brighthouse Smart Care Indexed Hybrid Universal Life Long Term Care Insurance
Brighthouse Financial is a new company in the long term care insurance arena.  Heck, Brighthouse Financial is a new company in every arena.

Brighthouse is a 3 year old company.

In 2017 MetLife established Brighthouse Financial as a completely...

Finding Your Best Hybrid Long Term Care Plan

| Jack Lenenberg

Ltc Hybrid Life InsuranceEvery day between now and 2030 approximately 10,000 baby boomers will turn 65 years old.  Discussing guaranteed solutions to pay for long term care is a conversation I have daily with clients throughout the United States.  Most Americans...