Every day between now and 2030 approximately 10,000 baby boomers will turn 65 years old. Discussing guaranteed solutions to pay for long term care is a conversation I have daily with clients throughout the United States. Most Americans...
A Health Savings Account is one of the most flexible tools to help you address the increasing costs of health care. HSA's offer you a tax deduction for your contributions. Your HSA benefits grow tax-deferred and your distributions from...
Updated April 10, 2023. Lincoln Moneyguard Fixed Advantage, the new hybrid long term care insurance policy underwritten by Lincoln Financial Group, is now released and hasreplaced Lincoln Moneyguard III.
Ben Franklin once famously said "A penny saved is a penny earned." But Ben can no longer give you wisdom today when it comes to the money you have saved. To be sure, you need to have enough money to live on. At the same time,...
Mass Mutual has released its new Signature Care 600 long term care insurance policy in 39 states and I am disappointed to say the Mass Mutual LTC policy is no longer a viable consumer solution in the traditional long term care insurance...
Wow, how time flies. For years, my readers have been asking me to update my Top 10 List of Best Long Term Care Insurance Policiesoriginally published in 2013.
We have seen a few changes in the long term care insurance...
With the continued march of the baby-boomer generation into retirement, the need for long term care planning will continue to rise. Consumers such as you will continue to search for attractive solutions to fund your future care needs.
One of the questions I often receive is "When is the best time to buy long term care insurance?"
While certain media pundits such as Dave Ramsey might tell you that age 60 is the magic age to buy long term care insurance, the truth is that there...