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Terms of Use Terms of Use

Your access to and use of this site is subject to the following terms and conditions and all applicable laws. By accessing and using this site, you accept the following terms and conditions, without limitation or qualification.
Unless otherwise stated, the contents of this site including, but not limited to, the copy (text), images and code contained herein and their arrangement are the property of All trademarks used or referred to in this website are the property of their owners.

This site and the content provided in this site, including, but not limited to, graphic images, audio, video, html/xhtml code, buttons, and text, may not be copied, reproduced, republished, uploaded, posted, transmitted, or distributed in any way, without the prior written consent of

The information provided on this site is free of charge and for informational purposes only and does not create a business or professional services relationship between you and Links on this site may lead to services or sites not operated by or affiliated with No judgment or warranty is made with respect to such other services or sites and takes no responsibility for such other sites or services. A link to another site or service is not an endorsement of that site or service. 

This site and its contents are provided "as is" and makes no representation or warranty of any kind with respect to this site or any site or service accessible through this site. In no event will be liable to any party for any direct, indirect, incidental, special, exemplary, consequential, or other damages (including, but not limited to, lost profits, business interruption, loss of programs or data) without regard to the form of action and whether in contract, tort, negligence, strict liability, or otherwise, arising out of or in connection with this site, any content on or accessed through this site or any site service linked to, or any copying, displaying, or use thereof.

This site is physically stored on dedicated servers in Arizona via a third party data center. maintains this site in Georgia, U.S.A. and you agree that these terms of use and any legal action or proceeding relating to this site shall be governed by the laws of the State of Georgia without reference to its choice of law rules. If you attempt to bring any legal proceedings against you specifically acknowledge that is free to choose the jurisdiction of our preference as to where such action against us may be held. As you have agreed by using this site to choose the laws of the State of Georgia to govern any such proceedings, we will probably choose to defend any such action in Georgia and we can make this decision entirely as it suits us, without regard to where in the world you are located, or from where in the world you visited this site.

You are responsible for complying with the laws of the jurisdiction from which you are accessing this site and you agree that you will not access or use the information on this site in violation of such laws. Unless expressly stated otherwise herein, any information submitted by you through this site shall be deemed non-confidential and non-proprietary. You represent that you have the lawful right to submit such information and agree that you will not submit any information unless you are legally entitled to do so. Because of the open nature of the Internet, we recommend that you not submit information you consider confidential.

Privacy — collects certain information via web forms on this site. The purpose of collecting the information is solely to provide long term care insurance pricing and information to the Requestor. Information collected is used internally and is neither made for sale nor made available for third party consumption. At times, may send users information regarding services that may be of interest.

Cookies — We do not set cookies via nor store any information client-side. Third party statistical packages are excluded and may store cookies client-side. Disabling cookies in your browser will not affect functionality of this website.

Links — links to third party websites on occasion. is not responsible for content on sites outside of our domain,

By visiting, submitting project requests and/or web forms, ideas/concepts or any other form of contact to through this website, you agree to be bound by the terms of this stated policy.