May 16, 2023.  I have been waiting a few months to blog extensively about the current pricing on the Securian SecureCare III policy.  It has been almost 4 months since Securian reduced its pricing by 25% on its SecureCare III cash...

Lincoln Moneyguard is the original hybrid based long term care insurance policy, first introduced into the marketplace in 1987. Followed shortly thereafter in 1989 by the OneAmerica Asset Care policy, Lincoln Moneyguard has been at the forefront...

Welcome Back Securian!

Effective January 23, 2023 Securian will be reducing rates across the board by 25%! on its SecureCare III cash indemnity hybrid long term care policy.

This pricing decision by Securian will immediately make the SecureCare...

June 30, 2022.  Many people assume the Lifetime Unlimited benefit period is no longer available with long term care insurance companies.  Possibly your insurance agent or your financial advisor has told you that all underwriters stopped...

June 21, 2022

Securian has released its new Secure Care III cash indemnity hybrid long term care policy this past quarter. As most of you that have been following my blog for awhile  know, the original Securian SecureCare policy was one of...

While it is nice to imagine living independently for the rest of your life, chances are you will need long-term care at some point in your life.  The U.S. Department of health and Human Services reports that you have a 70% likelihood of...

February 11, 2022  If you believe everything you read on the internet, you may be under the false impression that the traditional long term care insurance market is dead.   Well, nothing could be further from the truth.

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New business application rates are increasing later this month once again with one of the leading underwriters due to the historically low interest rate environment.  OneAmerica will be changing the rates respectively on the very...

The State of Washington has adopted the country's first State-run public long term care insurance program.  Washington Governor Jay Inslee signed legislation to provide that beginning January 1, 2022 Washington employers must withhold a new...

OneAmerica Asset Care has been the leading hybrid long term care insurance policy for over 30 years.  Remarkable. The longevity and the stability of the OneAmerica Asset Care policy is truly quite impressive, especially considering the...