Genworth Financial has announced its intentions to reprice long term care insurance rates so that single women will be charged higher prices than men.  Pricing changes are expected to be implemented in April 2013.  The rates for women...

Tips to Save on Long Term Care Insurance Costs

Buy Your Policy Early

Long term care insurance rates are based upon age.  The younger you are when you apply, the lower your cost will be.  Additionally, the cost of waiting to buy a...

Genworth Privileged Choice Flex Discount Changes to take effect

Genworth Financial has announced immediate future pending pricing changes for new business applications on its industry leading long term care insurance policy, Genworth Privileged...

The underwriting of long term care insurance differs dramatically from the underwriting of life insurance, or even health insurance for that matter.

In our experience, cancer is the 4th most common reason for admission into a long term care...

Shared Care Rider - Sharing Your Long Term Care Insurance Benefits

One of your choices when buying long term care insurance is to choose a benefit period.  The benefit period is the minimum amount of years your policy will pay your...

What is the Long Term Care Insurance Partnership Program?

The original Long Term Care Insurance Partnership program was developed in 4 States in 1992: California, Indiana, Connecticut, and New York.

With the number of elderly Americans...

Long Term Care Insurance Costs and Rates

The number one question we receive every day is, "How much does long term care insurance cost?"

This is somewhat of a tricky question because unlike the cost of, say, a term life insurance policy or a...

Prudential Halts Sales of Long Term Care Insurance

Prudential, the 2nd largest life insurance company in the U.S. announced as of April 1st, 2012 it will no longer offer individual long term care insurance policies for sale following the lead of...

Long Term Care Insurance For Diabetics

Data released in January 2012 according to the 2012 National Diabetes fact Sheet states that 19 million people in the United States are diagnosed with diabetes.

As it relates to the long-term care insurance...

Individuals and self-employed business owners that  buy long term care insurance will benefit from higher tax deductibility limits in 2013.

The Internal Revenue Service has agreed to increase the LTC insurance age-based tax deductions by...