One of the questions I often receive is "When is the best time to buy long term care insurance?"

While certain media pundits such as Dave Ramsey might tell you that the age 60 is the magic age to buy long term care insurance, the truth is that...

New York Life earlier this year introduced the New York Life Asset Flex universal life insurance policy with long term care benefits as a way for consumers/AARP Members to plan for their financial long term care needs later in life while...

Experts say over 70% of people age 65 or older will need long term care at some point in their lives, and for this subset of Americans the cost of long term care services has increased again.

According to the Genworth 2017 Cost of Care Survey...

Mass Mutual CareChoice One Review and Rating

Updated July 30, 2020

Mass Mutual CareChoice One is a single premium hybrid long term care insurance policy.  Hybrid long term care policies combine cash value life insurance with a long term care...

State Life Asset Care III puts your retirement money to work

You may feel long term care planning is just a decision as to whether or not to buy long term care insurance.  Long term care planning, however, entails so much more....

Effective April 17, 2017 Lincoln Moneyguard II will be introducing pricing changes for new sales of the Lincoln Moneyguard hybrid long term care insurance policy, pending state approval. In addition to pricing changes, Lincoln will be introducing...

March 2025 Update

John Hancock has returned to the hybrid LTC insurance arena and is now underwriting its new combination Life/LTC policy LifeCare.

Read our 2025 John Hancock LifeCare review. 

Welcome back John Hancock.

November 10, 2016

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The IRS just released an announcement that the 2017 tax deduction limits for traditional tax-qualified long term care insurance premiums are increasing for tax year 2017.  The increase approximates 5% from the 2016 LTC tax deduction limits.

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Founded in 2006 as a wholly owned for-profit subsidiary of Blue Cross and Blue Shield of Michigan, LifeSecure Insurance Company focuses on long term care insurance, marketing today only within the group worksite arena. 

Initially, LifeSecure...

Review of New York Life long term care insurance AARP

The following is an independent review of the New York Life Insurance SecureCare long term care insurance policy.  We are not affiliated with New York Life Insurance Company or AARP.

NYL...