"One man's trash is another man's treasure."

Just as this famous proverb so aptly describes that an item considered worthless by one person, may be considered valuable by another; so it goes with long term care insurance underwriting that your...

Arthritis history, for long term care insurance underwriters, is a diagnosis that must be carefully underwritten.

In recent long term care claims data prepared by the Society of Actuaries arthritis is the leading cause by diagnosis for home...

Long term care insurance underwriting is vastly different from life insurance underwriting or even health insurance underwriting.  We receive many calls from individuals with a prior history of a heart attack,...

Can a stroke survivor qualify for long term care insurance?

While problematic, it is possible to obtain long term care insurance with stroke history.

A stroke is the second leading cause of long term care insurance claims...

The underwriting of long term care insurance differs dramatically from the underwriting of life insurance, or even health insurance for that matter.

In our experience, cancer is the 4th most common reason for admission into a long term care...

Long Term Care Insurance Underwriting for Diabetics

Data released in January 2021 according to the National Diabetes Fact Sheet states that 19 million people in the United States are diagnosed with diabetes.

As it relates to the long-term care...