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Long Term Care Blog

Your Ultimate Guide To Long Term Care Riders On Life Insurance

| Jack Lenenberg

Ltc Rider Chronic Illness Rider

While it is nice to imagine living independently for the rest of your life, chances are you will need long-term care at some point in your life.  The U.S. Department of health and Human Services reports that you have a 70% likelihood of...

Traditional Long Term Care Insurance Is Still Available

| Jack Lenenberg

Long Term Care Insurance

February 11, 2022  If you believe everything you read on the internet, you may be under the false impression that the traditional long term care insurance market is dead.   Well, nothing could be further from the truth.

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OneAmerica Asset Care - Still Your Best Hybrid LTC Policy

| Jack Lenenberg

One America State Life Asset Care Review
OneAmerica Asset Care has been the leading hybrid long term care insurance policy for over 30 years.  Remarkable. The longevity and the stability of the OneAmerica Asset Care policy is truly quite impressive, especially considering the...

Mass Mutual CareChoice Select Review - F is for Failure

| Jack Lenenberg

Mass Mutual Care Choice

MassMutual introduced its CareChoice policy series to help you prepare for your future long term care needs.

The Mass Mutual CareChoice policy series offers two payment options:  CareChoice One is a single premium whole life policy with long...

Finding Your Best Hybrid Long Term Care Plan

| Jack Lenenberg

Ltc Hybrid Life Insurance

Every day between now and 2030 approximately 10,000 baby boomers will turn 65 years old.  Discussing guaranteed solutions to pay for long term care is a conversation I have daily with clients throughout the United States.  Most...

Using Your HSA Account For Long Term Care Insurance Premiums

| Jack Lenenberg

Long Term Care Insurance Premiums SavingsA Health Savings Account is one of the most flexible tools to help you address the increasing costs of health care.  HSA's offer you a tax deduction for your contributions.  Your HSA benefits grow tax-deferred and your distributions from...