Can a stroke survivor qualify for long term care insurance?

While problematic, it is possible to obtain long term care insurance with stroke history.

A stroke is the second leading cause of long term care insurance claims...

Review of Pacific Life PremierCare Long Term Care Insurance

Below is my original 2013 review of the original Pacific Life PremierCare policy.  The arena has changed dramatically in the past 7 years.  For the current 2020 review of the...

Genworth Ceases AARP Long Term Care Insurance Plans

Sadly, a five year relationship will be coming to an end next month.

This week, Genworth Financial Inc. announced it will stop new sales of AARP-branded long-term care insurance...

Northwestern Mutual offers long term care insurance through its wholly owned subsidiary Northwestern Long Term Care Insurance Company. 

We receive a lot of inquiries about Northwestern LTC policies.  Let's take a look to see how...

Genworth Financial has announced its intentions to reprice long term care insurance rates so that single women will be charged higher prices than men.  Pricing changes are expected to be implemented in April 2013.  The rates for women...

Tips to Save on Long Term Care Insurance Costs

Buy Your Policy Early

Long term care insurance rates are based upon age.  The younger you are when you apply, the lower your cost will be.  Additionally, the cost of waiting to buy a...

Genworth Privileged Choice Flex Discount Changes to take effect

Genworth Financial has announced immediate future pending pricing changes for new business applications on its industry leading long term care insurance policy, Genworth Privileged...

The underwriting of long term care insurance differs dramatically from the underwriting of life insurance, or even health insurance for that matter.

In our experience, cancer is the 4th most common reason for admission into a long term care...

Shared Care Rider - Sharing Your Long Term Care Insurance Benefits

One of your choices when buying long term care insurance is to choose a benefit period.  The benefit period is the minimum amount of years your policy will pay your...

What is the Long Term Care Insurance Partnership Program?

The original Long Term Care Insurance Partnership program was developed in 4 States in 1992: California, Indiana, Connecticut, and New York.

With the number of elderly Americans...