"One man's trash is another man's treasure."

Just as this famous proverb so aptly describes that an item considered worthless by one person, may be considered valuable by another; so it goes with long term care insurance underwriting that your...

Genworth Financial, the nation's leading underwriter of long term care insurance, has announced several benefits and pricing changes that will be taking place with the launch of its new long term care insurance product PC Flex 3 on July 21, 2014.

OneAmerica Asset Care Hybrid Long Term Care Insurance Policy Review

OneAmerica Asset Care - Unlimited Lifetime Long Term Care Benefits Combined With Life Insurance Foundation

This year, the OneAmerica Asset Care policy underwritten by The...

Arthritis history, for long term care insurance underwriters, is a diagnosis that must be carefully underwritten.

In recent long term care claims data prepared by the Society of Actuaries arthritis is the leading cause by diagnosis for home...

Genworth Financial has released its 2014 Cost of Long Term Care Survey this month and the survey shows the cost of long term care facility services continues to rise at a rate higher than the inflation index creating significant financial planning...

A non-profit legal organization has filed suit alleging that the recently instituted practice of private insurance companies charging women higher rates for long term care insurance violates Section 1557 of the Affordable Care Act.

The National...

Hybrid LTC Life Insurance Link Benefits With Guarantees

"You got chocolate in my peanut butter!"

"You got peanut butter in my chocolate!"

And 45 years ago the first combination product was born.

Today, life and long term care insurance...

Long term care insurance underwriting is vastly different from life insurance underwriting or even health insurance underwriting.  We receive many calls from individuals with a prior history of a heart attack,...

The John Hancock Life Insurance Company announced it will be leaving the California Partnership for Long Term Care Program effective September 16, 2013. John Hancock long term care insurance policies in California will no longer provide asset...

Today, Mutual of Omaha is one of the top 5 long term care insurance providers.  

Mutual of Omaha offers 2 long term care insurance policies:

1. Secure Solution
2. Custom Solution

Purely from a policy design and benefit option viewpoint, the...