The present low interest rate environment is resulting in long term care insurance companies to make the decisions to increase pricing and to reduce risk on current hybrid long term care insurance products.  

Over the past 12 months the...

Every day between now and 2030 approximately 10,000 baby boomers will turn 65 years old.  Discussing guaranteed solutions to pay for long term care is a conversation I have daily with clients throughout the United States.  Most Americans...

Written by Jack Lenenberg

Updated April 10, 2023.  Lincoln Moneyguard Fixed Advantage, the new hybrid long term care insurance policy underwritten by Lincoln Financial Group, is now released and has replaced Lincoln Moneyguard III....

Ben Franklin once famously said "A penny saved is a penny earned."  But Ben can no longer give you wisdom today when it comes to the money you have saved.  To be sure, you need to have enough money to live on.  At the same time,...

Nationwide CareMatters II: Life Insurance With Cash Indemnity Long Term Care Benefits

*** Pricing below updated to reflect current May 19, 2022 pricing***

Finally.  Nationwide has finally updated its CareMatters cash indemnity long term care...

Mass Mutual has released its new Signature Care 600 long term care insurance policy in 39 states and I am disappointed to say the Mass Mutual LTC policy is no longer a viable consumer solution in the traditional long term care insurance...

Wow, how time flies.  For years, my readers have been asking me to update my Top 10 List of Best Long Term Care Insurance Policies originally published in 2013.  

We have seen a few changes in the long term care insurance...

Securian SecureCare Long Term Care Insurance Review and Rating (Minnesota Life)

Updated March 8, 2022

Application Deadline March 25th, 2022 --- Save 20-35%

A terrific hybrid combination life and long term care insurance policy just got...

July 1, 2024 Update: New York Life has greatly improved the Asset Flex policy design and pricing.  Here is the link to the current policy.

Updated review of the current New York Life Asset Flex policy.

December 20, 2017 

New York Life...

Mass Mutual CareChoice One Review and Rating

Updated July 30, 2020

Mass Mutual CareChoice One is a single premium hybrid long term care insurance policy.  Hybrid long term care policies combine cash value life insurance with a long term care...