Every day between now and 2030 approximately 10,000 baby boomers will turn 65 years old.  Discussing guaranteed solutions to pay for long term care is a conversation I have daily with clients throughout the United States.  Most Americans...

Lincoln Moneyguard III, the new hybrid long term care insurance policy underwritten by Lincoln Financial Group, is now released.

Lincoln Moneyguard III will replace Lincoln Moneyguard II which will only be available until November 1,...

Ben Franklin once famously said "A penny saved is a penny earned."  But Ben can no longer give you wisdom today when it comes to the money you have saved.  To be sure, you need to have enough money to live on.  At the same time,...

Nationwide CareMatters II: Life Insurance With Cash Indemnity Long Term Care Benefits

*** Pricing below updated to reflect current May 9, 2021 pricing***

Finally.  Nationwide has finally updated its CareMatters cash indemnity long term care...

Mass Mutual has released its new Signature Care 600 long term care insurance policy in 39 states and I am disappointed to say the Mass Mutual LTC policy is no longer a viable consumer solution in the traditional long term care insurance...

Wow, how time flies.  For years, my readers have been asking me to update my Top 10 List of Best Long Term Care Insurance Policies originally published in 2013.  

We have seen a few changes in the long term care insurance...

Securian SecureCare Long Term Care Insurance Review and Rating (Minnesota Life)

May 8, 2018.  

A terrific hybrid combination life and long term care insurance policy just got better.

Minnesota Life, a subsidiary of Securian...

April 12, 2021 Update: New York Life has greatly improved the Asset Flex policy design and pricing.  The December 20, 2017 review below is no longer valid.

Updated review of the current New York Life Asset Flex policy is coming soon.

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Mass Mutual CareChoice One Review and Rating

Updated July 30, 2020

Mass Mutual CareChoice One is a single premium hybrid long term care insurance policy.  Hybrid long term care policies combine cash value life insurance with a long term care...

OneAmerica Asset Care III puts your retirement money to work

*Update*  March 12, 2021  OneAmerica Asset Care III is still available in California for a limited period of time.  Do not delay.  Act now to lock in...