Effective January 11th, 2021 one of the very best long term care policies will be increasing its premiums by 8% -11% across the board for the most commonly designed plans. Nationwide Financial has...
The Pacific Life PremierCare Choice Max policy is one of two hybrid long term care insurance policy offerings by Pacific Life in 2022, the other being the Pacific Life PremierCare Choice 100...
The present low interest rate environment is resulting in long term care insurance companies to make the decisions to increase pricing and to reduce risk on current hybrid long term care insurance products.
Every day between now and 2030 approximately 10,000 baby boomers will turn 65 years old. Discussing guaranteed solutions to pay for long term care is a conversation I have daily with clients throughout the United States. Most Americans...
A Health Savings Account is one of the most flexible tools to help you address the increasing costs of health care. HSA's offer you a tax deduction for your contributions. Your HSA benefits grow tax-deferred and your distributions from...
Updated April 10, 2023. Lincoln Moneyguard Fixed Advantage, the new hybrid long term care insurance policy underwritten by Lincoln Financial Group, is now released and hasreplaced Lincoln Moneyguard III.
Ben Franklin once famously said "A penny saved is a penny earned." But Ben can no longer give you wisdom today when it comes to the money you have saved. To be sure, you need to have enough money to live on. At the same time,...