June 21, 2022

Securian has released its new Secure Care III cash indemnity hybrid long term care policy this past quarter. As most of you that have been following my blog for awhile  know, the original Securian SecureCare policy was one of...

While it is nice to imagine living independently for the rest of your life, chances are you will need long-term care at some point in your life.  The U.S. Department of health and Human Services reports that you have a 70% likelihood of...

OneAmerica Asset Care has been the leading hybrid long term care insurance policy for over 30 years.  Remarkable. The longevity and the stability of the OneAmerica Asset Care policy is truly quite impressive, especially considering the...

MassMutual introduced its CareChoice policy series to help you prepare for your future long term care needs.

The Mass Mutual CareChoice policy series offers two payment options:  CareChoice One is a single premium whole life policy with long...

August 21, 2020 UPDATE Arizona, Connecticut, Delaware and North Dakota have a September 5th Deadline to lock in the old rates.

The most exceptional single pay long term care insurance value in the marketplace is still available in 9 States:

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Updated July 30, 2020

The Pacific Life PremierCare Choice Max policy is one of two hybrid long term care insurance policy offerings by Pacific Life in 2020, the other being the Pacific Life PremierCare Choice 100 policy....

Every day between now and 2030 approximately 10,000 baby boomers will turn 65 years old.  Discussing guaranteed solutions to pay for long term care is a conversation I have daily with clients throughout the United States.  Most...

A Health Savings Account is one of the most flexible tools to help you address the increasing costs of health care.  HSA's offer you a tax deduction for your contributions.  Your HSA benefits grow tax-deferred and your distributions from...

Lincoln Moneyguard III, the new hybrid long term care insurance policy underwritten by Lincoln Financial Group, is now released.

Lincoln Moneyguard III will replace Lincoln Moneyguard II which will only be available until November 1,...

Ben Franklin once famously said "A penny saved is a penny earned."  But Ben can no longer give you wisdom today when it comes to the money you have saved.  To be sure, you need to have enough money to live on.  At the same time, you...