Buying Long Term Care Insurance

Underwriting Stroke History for Long Term Care Insurance

| Jack Lenenberg

Stroke Long Term Care

Can a stroke survivor qualify for long term care insurance?

While problematic, it is possible to obtain long term care insurance with stroke history.

A stroke is the second leading cause of long term care insurance claims...

Is Pacific Life Premier Care too good to be true?

| Jack Lenenberg

Review of Pacific Life Premier Care Long Term Care Insurance

"What if you never need long term care?"

Often times this is the biggest stumbling block to buying long term care insurance.

It is an understandable concern because long term care...

Genworth to Halt Long Term Relationship with AARP

| Jack Lenenberg

Aarp Long Term Care Insurance ReviewGenworth Ceases AARP Long Term Care Insurance Plans

Sadly, a five year relationship will be coming to an end next month.

This week, Genworth Financial Inc. announced it will stop new sales of AARP-branded long-term care insurance...

Review of Northwestern Mutual Long Term Care Insurance

| Jack Lenenberg

Northwestern Mutual LtcNorthwestern Mutual offers long term care insurance through its wholly owned subsidiary Northwestern Long Term Care Insurance Company. 

We receive a lot of inquiries about Northwestern LTC policies.  Let's take a look to see how...

Gender-Based Pricing To Take Effect

| Jack Lenenberg

Gender Based Ltc PricingGenworth Financial has announced its intentions to reprice long term care insurance rates so that women will be charged higher prices than men.  Pricing changes are expected to be implemented in April 2013.  The rates for women are...

5 Ways To Save On Your Long Term Care Insurance Costs

| Jack Lenenberg

Long Term Care Insurance Premiums Savings 1Buy Your Policy Early

Long term care insurance rates are based upon age.  The younger you are when you apply, the lower your cost will be.  Additionally, the cost of waiting to buy a policy can be significant, especially when...

What Does Long Term Care Insurance Cost?

| Jack Lenenberg

Long Term Care Insurance Costs and Rates Long Term Care Insurance Costs

The number one question we receive every day is, "How much does long term care insurance cost?"

This is somewhat of a tricky question because unlike the cost of, say, a term life insurance policy or a...