Long Term Care Blog

Nationwide Your Life CareMatters Long Term Care Insurance Review

| Jack Lenenberg

Nationwide Ltc Insurance Care MattersNationwide offers a very unique long term care insurance policy in the marketplace.  The Nationwide YourLife CareMatters policy is a hybrid linked-benefit policy that offers you cash indemnity LTC benefits.

Hybrid linked-benefit LTC policies...

2016 Long Term Care Insurance Tax Deductions

| Jack Lenenberg

Ltc Tax Deductions

The end of the year is always a good time to review your financial plans.

Here is a year-end incentive to review your long-term care plans:

Long term care insurance premiums may be tax-deductible for you as a medical expense.

For 2016, the...

How does Medicare address long term care?

| Jack Lenenberg

Medicare ConfusionStudies show that 70 percent of Americans that reach Medicare age of 65 will need long term care at some point in their lives.

This care may be received at home, in assisted living, or within a skilled nursing facility.  The US Department of...

Long Term Care Insurance Tax Deductions for 2015 Released By IRS

| Jack Lenenberg

Tax Deductions Long Term Care Insurance 2015The Internal Revenue Service has just released its annual inflation adjustments and cost of living adjustments for 2015.  The IRS is required by tax laws to adjust the dollar amounts of multitudes of tax provisions each year to account for...

Arthritis and Long Term Care Insurance Underwriting

| Jack Lenenberg

Arthritis Long Term Care Underwriting

Arthritis history, for long term care insurance underwriters, is a diagnosis that must be carefully underwritten.

In recent long term care claims data prepared by the Society of Actuaries arthritis is the leading cause by diagnosis for home...

Long term care costs continue to outpace inflation

| Jack Lenenberg

Should I Buy Long Term Care InsuranceGenworth Financial has released its 2014 Cost of Long Term Care Survey this month and the survey shows the cost of long term care facility services continues to rise at a rate higher than the inflation index creating significant financial planning...