Learn about Long Term Care Insurance

We are all living longer today.  Living longer, however, carries concerns about how you will pay for your care when you can no longer care for yourself.

Government studies show you have a 70% chance of needing care at some point in your life.  And contrary to what you might believe, private health insurance and Medicare will not cover these costs.

Currently, the 2014 nationwide average cost of care is  $7,100 per month or $87,000 per year.

Securing your future with planning will allow you to protect your retirement assets--and enable you to receive your care with dignity in the setting of your choice.

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Review Long Term Care Insurance Quotes

Wouldn't it be nice to work with a truly independent and unbiased agent that will help you to review the rates of every company in the marketplace to allow you to instantly compare quotes on an apples-to-apples basis?

Did you know your rates can differ by as much as 80% for the exact same benefits?

Review and compare quotes of the top-rated providers.

We will send you long term care insurance costs for each company available in your State.

Compare quotes from Mass Mutual, Genworth, John Hancock, Lincoln Moneyguard, Mutual of Omaha, Northwestern Mutual, State Farm, New York Life, Pacific Life, State Life, Transamerica, Medamerica, Life Secure & more.

We truly are your "one-stop shop."

Complete our easy online quote request form.

Compare your rates today and save up to 80%!

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Consider a Hybrid Long Term Care Policy

Hybrid long term care policies that combine LTC benefits with life insurance or annuities are increasingly growing in popularity. 

What's the appeal? 

Well, the appeal is simple to understand. 

You will receive:

  1. long term care insurance benefits should you need care;
  2. life insurance benefits should care not be needed; and
  3. a 100% money back guarantee should you ever change your mind. 

Typically funded with a one-time single premium, Hybrid Life/ LTC policies such as Lincoln MoneyGuard, Genworth Total Living Coverage, or Pacific Life Premier Care are well worth your consideration.

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See The Cost of Long Term Care Where You Live

An important part of your planning is understanding the current cost of care where you live today, or where you might ultimately retire to.


Discover the current 2014 Cost of Care in your City or State for Home Health Aides and Homemaker Services, Assisted Living Facilities, and Skilled Nursing Facilities.

Long Term Care Costs By State Map

Experienced and Independent

LTC Partner has helped consumers research their LTC insurance needs since 1998. 

We recognize that navigating your various options is confusing.  Rest assured, we promise to provide you with transparent access to the insurance costs and benefits of all available policies to help you make an informed and educated decision. 

Objective, Unbiased Advice

We will give you unbiased and objective advice so you can determine the best policy and the right amount of coverage for your needs.  

Protect yourself today so you may relax knowing your family and loved ones will be thankful for your decision to plan ahead.  Get started: Call us toll free today at (800) 891-5824.  Or submit your online quote request.

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Signature Ltc

Jack Lenenberg, Owner

          Better Business Bureau

Free Long Term Care Insurance Quotes 

Please complete the form to receive your free comparison quotes. All information is confidential and will be used solely in developing your quotes for you.

Privacy and Security guaranteed

“Jack, I just wanted to say thank you for your service to our family . Has it really been 12 years? What a blessing that you were able to get Mom approved for the coverage. We had tried with a few other agents but were turned down due to Mom’s heart issues. Having the insurance just made a world of difference the last few years. We are so grateful Mom was mostly able to stay at home, and she really enjoyed your visits. Thank you for everything.”

Frances Silver, Sewickley, PA More testimonials

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