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Long Term Care Insurance

We are all living longer today.  Living longer, however, carries concerns about how you will pay for your care when you can no longer care for yourself.

Government studies show you have a 70% chance of needing long term care at some point in your life.  And contrary to what you might believe, private health insurance and Medicare will not cover these costs.

And the cost of care is expensive. 

Currently, the 2013 nationwide average cost of care is  $7,100 per month or $87,000 per year.

Securing your future with LTC insurance will allow you to protect your retirement assets--and enable you to receive your care with dignity in the setting of your choice.

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Shop and Compare Long Term Care Insurance Quotes

Wouldn't it be nice to work with an independent agent that will help you review rates and costs of every long term care insurance company in the marketplace to allow you to instantly compare quotes on an apples-to-apples basis?

Review rates and compare quotes of the top-rated providers such as Mass Mutual, John Hancock, Transamerica, Genworth, Mutual of Omaha, New York Life, Northwestern Mutual, Lincoln Moneyguard, Pacific Life State Farm & more. We truly are your "one-stop shop."

Compare rates and save up to 80%.  Complete our easy long term care insurance quote request form.

Consider a Hybrid LTC Policy

Linked-benefit insurance policies that combine long term care benefits with life insurance or annuities are increasingly growing in popularity. 

What's the appeal? 

Well, the appeal is simple to understand. 

You will receive:

1. long term care insurance benefits should you need care;
2. life insurance benefits should care not be needed; and
3. a 100% money back guarantee should you ever change your mind. 

Typically funded with a one-time single premium, linked-benefit LTC policies such as Lincoln MoneyGuard or Pacific Life Premier Care are well worth considering.

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