Long Term Care Blog

Review of Northwestern Mutual Long Term Care Insurance

| Jack Lenenberg

Northwestern Mutual LtcNorthwestern Mutual offers long term care insurance through its wholly owned subsidiary Northwestern Long Term Care Insurance Company. 

We receive a lot of inquiries about Northwestern LTC policies.  Let's take a look to see how...

Gender-Based Pricing To Take Effect

| Jack Lenenberg

Gender Based Ltc PricingGenworth Financial has announced its intentions to reprice long term care insurance rates so that single women will be charged higher prices than men.  Pricing changes are expected to be implemented in April 2013.  The rates for women...

5 Ways To Save On Your Long Term Care Insurance Costs

| Jack Lenenberg

Long Term Care Insurance Premiums Savings 1Tips to Save on Long Term Care Insurance Costs

Buy Your Policy Early

Long term care insurance rates are based upon age.  The younger you are when you apply, the lower your cost will be.  Additionally, the cost of waiting to buy a...

Long Term Care Insurance State Partnership Programs

| Jack Lenenberg

What is the Long Term Care Insurance Partnership Program?

The original Long Term Care Insurance Partnership program was developed in 4 States in 1992: California, Indiana, Connecticut, and New York.Long Term Care Insurance Partnership Plans Program

With the number of elderly Americans...

What Does Long Term Care Insurance Cost?

| Jack Lenenberg

Long Term Care Insurance Costs and Rates Long Term Care Insurance Costs

The number one question we receive every day is, "How much does long term care insurance cost?"

This is somewhat of a tricky question because unlike the cost of, say, a term life insurance policy or a...

Prudential Financial Exits the Long Term Care Insurance Arena

| Jack Lenenberg

Prudential

Prudential Halts Sales of Long Term Care Insurance

Prudential, the 2nd largest life insurance company in the U.S. announced as of April 1st, 2012 it will no longer offer individual long term care insurance policies for sale following the lead of...

Diabetes and Long Term Care Insurance

| Jack Lenenberg

Long Term Care Insurance Diabetes

Long Term Care Insurance Underwriting for Diabetics

Data released in January 2012 according to the 2012 National Diabetes fact Sheet states that 19 million people in the United States are diagnosed with diabetes.

As it relates to the long-term...