With our population aging and many of our youth struggling to maintain financial independence, the responsibilities and burdens of middle-aged Americans are increasing. The phenomenon has been dubbed the "Sandwich Generation" the...
With the continued march of the baby-boomer generation into retirement, the need for long term care planning will continue to rise. Consumers such as you will continue to search for attractive solutions to fund your future care needs.
One of the questions I often receive is "When is the best time to buy long term care insurance?"
While certain media pundits such as Dave Ramsey might tell you that age 60 is the magic age to buy long term care insurance, the truth is that there...
May 5, 2022 Update: New York Life has greatly improved the Asset Flex policy design and pricing. The December 20, 2017 review below is no longer valid.
Updated review of the current New York Life Asset Flex policy is coming soon.
Experts say over 70% of people age 65 or older will need long term care at some point in their lives, and for this subset of Americans the cost of long term care services has increased again.
According to the Genworth 2017 Cost of Care Survey...
Mass Mutual CareChoice One is a single premium hybrid long term care insurance policy. Hybrid long term care policies combine cash value life insurance with a long term care...
Effective April 17, 2017 Lincoln Moneyguard II will be introducing pricing changes for new sales of the Lincoln Moneyguard hybrid long term care insurance policy, pending state approval. In addition to pricing changes, Lincoln will be introducing...
One of the pioneers of long term care insurance announced today it is making the difficult decision to stop selling long term care insurance policies effective December 2, 2016. John Hancock has...